Personal Loans | $1000-$10,000
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Frequently Asked Questions about lenders-direct.com
A personal loan is a fixed term loan that can be used for a multitude of purposes ranging from home improvements to vehicle repairs. By electing service from lenders-direct.com, we can help connect you to companies who are able to get you the money you need, when you need it most! Simply fill out the online form, a process that takes just a few short minutes and get an answer almost immediately! lenders-direct.com can help get you on your way to a small-sized loan up to a max loan size of up to $10,000. The money will be on its way to the bank account you choose. It's that easy!
There are no fees for our service. The lender is required by federal law to provide you with all the terms of the loan before you agree to accept the loan. If you accept the terms, the cash will be deposited directly into the bank account you chose. If you do not accept the terms and decline the loan, you will not be penalized.
While individual lender requirements may vary, the basic requirements for a Personal Loan are:
- Being at least 18 years of age
- U.S. Citizen
- Preferably a steady job or other source of regular income, such as Self-Employed, SSI, Disability, Pension
- A bank account preferably with Direct Deposit
- Seeking small-sized loans up to a max of $10,000
- We can work with most credit types.
If you meet this criteria, you are qualified to apply. We work with a large network of lenders who may be able to offer a loan even if you have bad credit, no credit or have filed for bankruptcy in the past.
You can borrow small-sized loans to a maximum amount of up to $10,000!
Most lenders apply a late fee for missing the loan payment deadline or asking to skip a payment. The type of fee is provided by the lender before you are asked to digitally sign a loan agreement. Please read these carefully before accepting the terms of the loan. Additional fees may apply so please read the terms of the loan prior to acceptance.
Most lenders have the agreed upon amount deducted directly from your account by the lender with whom you have an agreement on the date and time specified in your loan agreement.
The FEES and APR INTEREST RATES you will be charged for the loan are provided to you in a written document by the lender after they finalize and acceptance your application and before you are requested to digitally sign a loan agreement. If you are accepted the APR and FEES will be provided to you in a written document that you should review carefully before you are asked to sign any loan agreement. If we cannot find a Lender to help you, there is no cost to you at all.
You Can Use Your Loan for Almost Any Purpose
You're free to use the cash from your personal loan in a wide variety of ways to enhance your life or business, such as:
Debt Consolidation Loans - Free yourself from credit card debt
Home Improvement Loans - Remodel your kitchen or bathroom
Personal Loans for Business Use - Grow or start your small business
Auto & Vehicle Loans - Get a new or used car, truck or motorcycle
Short Term & Bridge Loans - With no prepayment penalties
Green Loans - Financing for environmentally friendly projects
We can refer you to lenders who will consider: Employed, Self-Employed, Social Security Income (SSI), Disability Income, and Pension Income.